Service Fees

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To make it easier, our fee structure is listed below for each practitioner.

Fees for Dr. Phillips

Therapy is an investment—possibly one of the most important ones you’ll make right now. As such, I believe that it will be worth it to take this leap right now. The fee for individual sessions with Dr. Megan Phillips, Psy.D, PMH-C is $185 for a 55-minute appointment. If you are experiencing financial hardships, I do offer a sliding fee scale which can be discussed at your first appointment and is based on need. I also offer a sliding scale option for educational professionals.

To help make therapy accessible, I work with most PPO insurance plans on an “out-of-network” basis. This means that you would pay for services directly and I would bill your insurance plan on your behalf so you can receive a reimbursement check for a percentage of your out of pocket costs directly from them. Additionally, most HSA and FSA accounts can be used for therapy services, and we accept all major credit cards.

I also contract directly with Anthem Blue Cross, Cigna Behavioral Health, and United Behavioral Health/Optum. For those who choose to use their “in-network” benefits, please be aware that your insurance company requires a clinical diagnosis to compensate for services which becomes part of your medical record. If you have any questions about this process, please inform Dr. Phillips directly. Also, please be aware that many insurance plans also have deductibles that must be met before the plan will pay for services. Dr. Phillips will do her best to verify coverage beforehand, but it is always a good idea to check directly with your individual plan before initiating care.

For online therapy services using, I use a secure PayPal option to ensure a simple payment process for my clients. Teletherapy services are provided at a discount rate of $185 per session, but these services are often not covered by major insurance plans at this time.

Fees for Dr. Joanne Scott, Ed.D

Dr. Joanne Scott, Ed.D provides 55-minute individual sessions at $175 per session. She provides 75-minute couples therapy sessions for $185.

Joanne works with Cigna insurance as an in-network provider.


Jessica Vickers, LMFT, Kristen Garubba, Ed.D, LMFT, Minnie Cho Amundson, LPCC, Meredith Stanton, LMFT as well as our Licensed Clinical Social Worker, Christina LaMonica. provide 55-minute individual sessions at $165. They also provide 80-minute couples therapy sessions for $175.

Jessica, Kristen, Minnie, Meredith and Christina work with Cigna insurance as an in-network provider.


Cottonwood Psychology Center has four Marriage and Family Therapy Associates — Paige Cline, Brandon McQueen, Kristin Boyd and Elaine Brattain. They provide therapy services on a sliding-fee scale and see clients for the following rates:

  • Individual Therapy: $120 for a 50 minute session
  • Couples Therapy: $170 for a 75 minute session
  • Family Therapy: $175 for a 90 minute session

Each of our Associates also contracts with Open Path, a service that connects individuals with income restrictions to dedicated therapists who are committed to providing exceptional services at a significantly reduced rate. Please contact Open Path directly for more information (

Please note that our MFTAs are unable to accept insurance at this time.

Session Payment Options

We accept most major credit and debit cards and we process information using Square. We do not accept cash or check for services at this time.

Cottonwood Psychology Center is proud to offer in-office & online cognitive-behavioral and strengths-based therapy services to clients in Anaheim, Yorba Linda, Villa Park, Placentia, Orange and surrounding areas.

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